Payments & cross-border settlement

Stablecoin and fiat settlement for regulated payments

Cross-border payments, treasury management and merchant settlement on combined fiat and digital asset rails - through one API and dashboard.

Cross-border payments and stablecoin settlement
Overview

One platform for fiat and stablecoin payment flows

Fideum operates the rails that move value across institutions and borders. Stablecoin and fiat liquidity, FX, treasury workflows and merchant settlement are combined into a single platform so payment providers, banks and corporate treasuries can settle faster, with deterministic costs and full regulatory traceability.

Core capabilities

Platform capabilities

Cross-border payments

Send and receive cross-border payments across major corridors with deterministic settlement and transparent fees.

Stablecoin settlement

Multi-chain stablecoin settlement with rules-based routing, netting and treasury controls.

Treasury management

Position keeping, FX hedging, rebalancing and reporting across fiat and stablecoin balances.

Merchant payments

Accept stablecoin and fiat payments with automated reconciliation, payout routing and refund controls.

Fiat-to-digital asset rails

On and off-ramps connecting bank rails, card networks and stablecoin liquidity in a single workflow.

International settlement

Net settlement across counterparties and corridors with audit-ready reporting and Travel Rule messaging.

FX and liquidity

Aggregated FX and stablecoin liquidity with pre-trade pricing, allocation and post-trade reporting.

Operations and exceptions

Unified operations console for payment status, exceptions, recalls and reconciliation breaks.

Benefits

Outcomes for regulated institutions

Faster settlement

Settle cross-border and merchant flows in minutes instead of days, with deterministic finality on supported rails.

Lower cost of payments

Combine bank rails, FX and stablecoin liquidity to reduce per-transaction cost on long corridors.

Treasury efficiency

Pre-funding requirements drop and capital is freed through netting and just-in-time stablecoin liquidity.

End-to-end traceability

Every leg of a payment is logged with screening, Travel Rule and reporting evidence for regulators.

Use cases

Built for regulated operators

Payment providers and PSPs

Add stablecoin corridors and FX optimization to existing rails without rebuilding the payments stack.

Banks and EMIs

Settle inter-institution and corporate payments on combined fiat and stablecoin rails with regulatory controls.

Corporate treasuries

Run global treasury and payouts with policy-controlled stablecoin liquidity alongside traditional banking rails.

Marketplaces and platforms

Pay out sellers, drivers and partners across borders using stablecoin and fiat rails from one API.

Integration

One API, one dashboard

Connect payments and treasury systems through a single integration. Operations and treasury teams manage flows and exceptions from the dashboard while engineering automates payments via APIs and webhooks.

REST & WebSocket APIs Policy-driven workflows SOC-grade controls & SLAs
  1. 01
    01

    Corridor and rail design

    Define corridors, supported currencies and stablecoins, plus settlement and treasury policies per business line.

  2. 02
    02

    API integration

    Integrate payment, FX and settlement APIs into your payments engine, ERP or treasury management system.

  3. 03
    03

    Controls and reporting

    Configure limits, approval workflows, screening rules and reporting destinations through the dashboard.

  4. 04
    04

    Production rollout

    Launch corridors progressively with monitored SLAs, reconciliation tooling and 24/7 platform operations.

Related solutions

Modernize payments with combined fiat and stablecoin rails

Talk to Fideum about cross-border settlement, treasury management and merchant payments on regulated infrastructure.

Get a Demo of the Fideum Platform

See how our infrastructure for custody, trading, staking and settlement plugs into your institution - through a single API and dashboard.

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