Rewards That Grow

Earn Crypto on Every Purchase

Earn 1% in free crypto on all purchases made, directly in your Fideum Wallet. That's growth every time you spend. Your money, working harder for you.

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Fideum App ScreenFideum HODL Card
Spend Your Crypto in over 200 Countries Worldwide.
Powerful Features

Unleashing The Power of Your Purchases

The HODL card isn't just a payment method; it's a tool for financial growth.

Earn Rewards for Your Crypto Holdings

Earn up to 2% rewards on your crypto holdings, with a lifetime reward of 0.5% for balances up to $50,000.

Seamless Crypto to Fiat Conversion

Convert your crypto to fiat currency with ease, using our transparent and competitive fee structure.

Accepted Worldwide, Anytime, Anywhere

Use your HODL Card for purchases and transactions globally, wherever cards are accepted.

Hold On for Rewards

The HODL card isn't just a payment method; it's a tool for financial growth.

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Top Up Your Card

Transfer funds into your blockbank account to top up your HODL card.

Spend Smart

Use your HODL Card for everyday purchases, online shopping, and even overseas transactions. Enjoy the flexibility and freedom of spending directly from your blockbank fiat balance.

Reap The Rewards

Every purchase you make with the HODL Cards earns you up to 8% in crypto cashback. These rewards are automatically settled into your blockbank wallet, growing your crypto portfolio with every dollar spent.

Unlock All Benefits

Get higher cashback rates and exclusive perks with our tiered membership system. Transparent and competitive fees to ensure you get the best value for your financial activities.

Cashback
Fees
HOLIDAY SPECIAL PROMOTION*
Tier 1
Tier 2
Tier 3
Tier 4
Staked assets
$-
$2,500
$15,000.00
$50,000.00
Referal bonus
$25.00
$25.00
$25.00
$25.00
Cashback
1%
2%
4%
8%
Discount on fees
0%
20%
50%
80%
Card type
Virtual
Virt. + Plastic
Virt. + Plastic
Virt. + Plastic
Card qtty. Per account
1 virtual
1 virtual + 1 plastic
1 virtual + 1 plastic
1 virtual + 1 plastic
Minimum top up
€25.00
€25.00
€25.00
€25.00
Card Contactless daily
€1,000.00
€1,000.00
€1,500.00
€1,500.00
Account Contactless daily
€2,000.00
€2,000.00
€3,000.00
€2,500.00
Card Contactless monthly
€4,000.00
€4,000.00
€7,000.00
€5,000.00
Account Contactless monthly
€4,000.00
€4,000.00
€7,000.00
€7,000.00
Card Internet daily
€1,000.00
€1,000.00
€1,500.00
€10,000.00
Account Internet daily
€2,000.00
€2,000.00
€5,000.00
€10,000.00
Card Internet monthly
€4,000.00
€4,000.00
€5,000.00
€10,000.00
Account Internet monthly
€4,000.00
€4,000.00
€7,000.00
€10,000.00
Card Cash daily
€1,000.00
€1,000.00
€1,500.00
€1,000.00
Card Cash monthly
€2,000.00
€2,000.00
€3,000.00
€3,000.00
Card Purchase daily
€1,000.00
€1,000.00
€1,500.00
€1,500.00
Card Purchase monthly
€4,000.00
€4,000.00
€7,000.00
€5,000.00
Fee Type
Description
Fees
Top-up Fee
Taken when topping-up a card
1%
Card Usage Fee
Monthly fee, taken each month on the 1st day
€ 5,00
Declined Fee
Taken on payment decline
€ 0,50
Foreign Exchange Fee
Percentage fee for payments made in the currency different from the account currency
3%
ATM Balance Inquiry Fee
Taken on each ATM balance check
€ 0,75
ATM Declined Fee
Taken on each ATM decline (for any reason on any kind of action)
€ 1,00
ATM Withdrawal Fee
Applicable to withdrawals everywhere
2%, but not smaller than 0.2 EUR
Authorization EEA Fee
Taken on any authorization creation, within EEA region
€ 0,20
Authorization International Fee
Taken on any authorization creation, outside EEA region
€ 0,50
Payment EEA Fee
Applicable to payments within EEA
€ 0,20
Payment International Fee
Applicable to payments outside EEA
€ 0,25
Remind 3DS Password Fee
Taken when 3DS password is reminded by SMS
€ 0,20
Remind PIN Fee
Taken when the PIN is reminded by SMS
€ 0,20
PIN Change Fee
Taken on PIN change
€ 0,20
Virtual Card Issuance Fee
Taken on virtual card creation
€ 1,00
Plastic Card Issuance Fee
Taken on plastic card creation
€ 5,00
Card Delivery Fee
Taken on standard card delivery option
€ 5,00
Card Express Delivery Fee
Taken on express card delivery option
€ 25,00
Card Renewal Fee
Taken when a card is renewed
€ 5,00
Card Replacement Fee
Taken when a card is replaced
€ 5,00
Inactivity Fee
Taken when a card being inactive for more than 1 month
No charge
Close Account Fee
Taken when closing an account
No charge

Frequently Asked Questions

Find answers to frequently asked security questions to ensure the safety of your digital assets.

What is the HODL Card?

The HODL Card is a payment method designed not only for your everyday purchases but also to provide financial growth by offering crypto rewards on every transaction.

How do I earn crypto with the HODL Card?

Transfer funds into your account to top up your HODL card and use your card for everyday purchases. Each purchase earns you up to 8% of crypto cashback and is automatically settled into your wallet.

What kinds of purchases qualify for crypto rewards?

Every kind! Whether that’s your in-store grocery shopping, gas fill-ups, daily coffee, gym membership, online shopping sprees, or even overseas transactions.

Is there a minimum purchase amount to earn rewards?

Every purchase made with the HODL Card earns you 1% in free crypto, irrespective of the purchase amount.

How do I top up my HODL Card?

Top up your HODL card by transferring funds into your account.

Can I use the HODL Card for international transactions?

Yes, the HODL Card offers worldwide accessibility, allowing you to shop at millions of online or in-store merchants globally that accept Visa.

Start Earning Crypto Today

Earn crypto as you spend. Step into financial freedom with the HODL Card today.

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